India's current mottos are "financial inclusion" and "AatmaNirbharta".
Our story starts at the cusp of these two ideologies. Lakhs of hard-working people in the unorganized retail sector form the backbone of India's economy.
Whether in a village, town or a large city, shopkeepers and kirana store owners have been unable to join the digital revolution because of factors like lack of awareness, knowledge and proper fintech support.
This is the problem Paymine Solutions Private Limited was built to address. Established by a team of professionals with decades of experience in the BFSI industry, Paymine Solutions Private Limited focuses on developing insights into the deep market potential of the financial transaction and financial technology space in India. We aim to lead this pool of persevering small-scale entrepreneurs into a financially inclusive, financially stronger future.
Almost 95% of India's retail market consists of kirana stores, brick-and-mortar establishments and mom-and-pop stores. Isn't that massive potential? We want to focus on organizing this enormous unorganized sector by giving it access to modern fintech support. We believe this will help nurture smaller businesses and enable them to jump onto the modern trade bandwagon. We understand the challenges in this sector and the potential to convert them into opportunities. We want to create the "AatmaNirbhar Dukandar" and help him achieve true financial empowerment. Paymine Solutions Private Limited aims to create an organized digital network of India's unorganized retail sector through a retail tech platform that provides retailers with digital financial and business solutions to enable business expansion and scaling.
We offer a wide range of digital banking services, including online banking, mobile banking, savings and checking accounts, insurance, and more. Our aim is to provide a comprehensive suite of services that cater to the diverse financial needs of our customers.
We provide banking and financial services by using safe and secure technology to assist people with:
To become India's best digital financial solutions provider in the unorganized sector. To enable the adoption of fintech in every small business and retail store in India in a quest to grow their business and help expand their offerings. To spur job creation by aiding micro-entrepreneurship, specifically in the rural and semi-urban sectors.
To become a one-stop digital payment and banking point and superior distribution channel to improve India's monetization infrastructure, specifically in the unorganized retail sector.
Insight-led - We make decisions based on cutting-edge, technologically-driven research and data. Innovation - We continually evolve to create technology-enabled solutions and campaigns for our users. Integrity - We encourage conducting business by adhering to the highest standards of trust and ethics. Collaboration - We endeavour to strengthen and develop mutually beneficial relations with our customers and partners..